Honda American Finance’s asset quality remains high, with non-performing loans well under 1%. Market models predict such metrics will keep Honda’s equity risk premiums low, particularly appealing during macroeconomic uncertainty. Terms and Privacy Policy Your Privacy Choices CA Privacy Notice More Info The CFPB said that Honda Finance violated the FCRA by providing "false and harmful information" that ended up on borrowers' credit reports. In the course of its investigation, the CFPB found several instances in which the company failed to conduct appropriate investigations of customer disputes. Strategists highlight that Honda American Finance’s strategic pricing on loan interest could protect margins in a competitive environment. This protective measure might tone down earnings volatility in Honda’s stock over the mid-term.