Recent market data suggests home equity investing is gaining momentum as housing prices rise alongside a resilient US stock market. Analysts forecast household leveraged equity exposure could see a 4–6% uptick in Q3 as mortgage rates stabilize near 6.8%, offering potential liquidity for portfolio diversification. And here's what it cost in October 2024 , weeks after the Fed issued a half percentage point cut: And there are others red flags with this adviser. “Suggesting she cash out her home equity, which is a major asset, to earn a fee is a particularly poor recommendation,” says Struthers. Recent mortgage data shows homeowners extracting equity at faster rates, aligning with seasonal peaks in equity market gains. S&P 500’s quarterly earnings beat rate is approaching 78%, increasing the attractiveness of reinvested property capital.
