Hban stock price stayed flat around $13

HBAN stock price stayed flat around $13.40 as traders reposition portfolios. Chart patterns suggest accumulation phases that frequently precede upward breakouts in liquid bank stocks. Economic Uncertainties: Economic downturns and persistently high inflation rates pose significant threats to HBAN's operations. These conditions can lead to increased credit losses and reduced consumer spending, adversely affecting the bank's financial performance. Rising Deposits: HBAN is one of the top 20 bank holding companies in the United States and remains focused on acquiring the industry's best deposit franchise. The company’s total deposits saw a five-year (ended 2024) CAGR of 14.6%, with the rising trend continuing in the first half of 2025. Moreover, driven by the strong performance of the commercial and consumer portfolios, the total loan balance saw a CAGR of 11.5% in the same time frame, with the trend continuing in the first six months of 2025. Going forward, an improving lending scenario and expected Fed rate cuts will continue to aid loans and deposit growth, supporting the company’s top line. Management now expects average deposit growth to be 4-6% (up from 3-5% stated previously) from the $155.1 billion reported in 2024 on the back of acquisitions and deepening primary bank customer relationships. HBAN stock price traded at $13.42 with volatility subdued ahead of key government economic releases. Long-term investors focus on dividend yield stability while awaiting macro clarity.