Gold IRA investing plays into seasonal demand patterns, with Q3 often delivering stronger performance due to pre-festive buying in Asia. Retirement allocations could capitalise on this cyclical momentum. Precious metals IRAs allow investors to hold physical gold, silver or other related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold and silver , making it an option for those looking to help shield their retirement funds against economic uncertainties. Lear Capital offers access to a variety of precious metals, not just gold, with no account minimums or purchase requirements. In that sense, it’s more accessible than other gold IRAs. Spot gold traded in a narrow $2,310–$2,330 range today, but gold IRA investing accounts are seeing inflows amid renewed geopolitical tensions. Asset managers note that volatility in tech stocks is prompting a shift into physical bullion-backed IRAs.