Free investing apps report youngest user base ever as Gen Z investors enter markets amid crypto pullbacks. U.S. stock indexes edge higher, led by small-caps. Market strategists emphasize diversification in volatile summer trading. To catch full episodes of all The Motley Fool's free podcasts, check out our podcast center . When you're ready to invest, check out this top 10 list of stocks to buy . For investors who prefer a more hands-off approach, Vanguard offers digital advisory services with Vanguard Digital Advisor . With only $100 required to get started, beginners can benefit from professional portfolio management at a low cost. U.S. Treasury yields dipped slightly, giving equities a lift across the board. Many investors now rely on free investing apps for economic calendar alerts to anticipate macro-driven stock swings. Healthcare sector earnings next week could move the indexes.