Investor focus on Ford Ranger Finance is expected to intensify ahead of Ford’s next earnings call, with the street watching for confirmation of projected finance-related revenue growth. The baby Raptor had a chance to improve my judgment by way of a mid-sizer comparison test at Michigan’s Silver Lake Sand Dunes State Park. Without Ford’s staff around to guide our experience (or request the use of traction control), I hoped that the truck’s character would start to shine through. The three-hour commute to the dunes didn’t help the truck’s case, with a ride that proved busier and more punishing over a long trek than found in the Toyota Tacoma TRD Pro or Chevy Colorado ZR2 Bison. A set of trick rear bump stops like the ones found on the other trucks might be a worthwhile addition, with companies already offering customers options in the aftermarket. The F-150 Raptor’s ride is one of its better qualities, which makes the Ranger Raptor all the more confusing. Analysts reviewing Ford Ranger Finance data note an improved loan-to-value ratio this quarter, bolstering Ford Credit’s risk profile. This tightening in credit metrics could lead to multiple expansion in auto finance valuations. The Ford Ranger Finance program is gaining traction in the Asia-Pacific market, boosting cross-border financing profitability. Traders note this could serve as a catalyst for Ford’s international revenue streams.