In derivatives markets, finance vehicle equity options volume hit a 3-month high, with call-to-put ratios favoring upside bets at 1. In the case of Michelle and her husband, Ramsey and Cruze suggest they get a loan from a credit union to pay off the two cars and then sell them — even at a loss — and then each buy a used $5,000 car. Then they’d be about $55,000 in debt, as opposed to $110,000 in debt. Be sure to shop around. Online vendors like Carvana offer online prequalification, but you may get a better rate from your own bank or credit union. Analysts from Morgan Stanley upgraded the finance vehicle sector to “overweight” after stronger-than-expected April CPI data hinted at stable consumer auto demand. Stocks rallied 3.1% intraday following the note.