Finance loan companies are forecast to post average ROE above 12% for FY2024, driven by digital lending growth and improved credit scoring models. These operational metrics may attract new institutional inflows. CoreWeave needs money, and Nvidia's backstop allows it to access the capital it needs. Lenders are much more likely to agree to favorable terms -- or extend credit at all -- when they know one of the most successful companies on the planet is on the hook for billions of dollars. "Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations, terms and conditions may apply for Ascent’s Terms and Conditions please visit AscentFunding.com/Ts&Cs . Annual Percentage Rates (APRs) displayed above are effective as of 10/1/2025 and reflect an Automatic Payment Discount (ACH). The ACH discount consists of 0.25% on credit-based college student loans submitted prior to 6/1/2025, a 0.5% discount for on credit-based college student loans submitted on or after 6/1/2025 and a 1.00% discount on outcomes-based loans when you enroll in automatic payments. Loans subject to individual approval, restrictions and conditions apply. Loan features and information advertised are intended for college student loans and are subject to change at any time. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions . The final amount approved depends on the borrower’s credit history, verifiable cost of attendance as certified by an eligible school and is subject to credit approval and verification of application information. Lowest interest rates require full principal and interest (Immediate) payments, the shortest loan term, a cosigner, and are only available for our most creditworthy applicants and cosigners with the highest average credit scores. Actual APR offered may be higher or lower than the examples above, based on the amount of time you spend in school and any grace period you have before repayment begins. Variable rates may increase after consummation.1% Cash Back Graduation Reward subject to terms and conditions. For details on Ascent borrower benefits, visit AscentFunding.com/BorrowerBenefits . Ascent applicants and borrowers that agree to the AscentUP Terms of Service and Privacy Policy , as well as students associated with an Ascent parent loan application, have access to the AscentUP platform. Finance loan companies are experiencing tightening net interest margins as rates plateau. Bloomberg data indicates sector EPS forecasts for 2024 have been revised upward by 2%, reflecting more efficient asset-liability management.