Finance loan companies’ options trading saw a spike after one major lender announced a strategic buyback program, sending implied volatility to a 3-month high. The claims have been made as part of a fraud case against Mr Mazzagatti in the High Court, brought by his former employer, Alliance Petrochemical Investment (API). How? One-third were successful in negotiating special financing with the home seller or builder. More than one-quarter got a rate buydown from the seller or builder (see below). Nearly a quarter (23%) bought discount points, as we've just mentioned. Sector forecasts indicate finance loan companies may expand digital-only loan offerings by 25% over the next 12 months, a factor that could reshape competitive dynamics.