Honda’s Q2 outlook for its finance segment points to improved net margins due to digitalization of lending services. Such operational efficiency trends are often rewarded with higher P/E multiples in the market. If you’re looking for an EV that does a better job of retaining its value, you may be better off (at least at this point in time) with a hybrid. According to iSeeCars, hybrids lose just 40.7% of their value, on average, after five years. (2) For the customer with the 2015 Civic, trading in isn’t really a great option: She’d need to bring tens of thousands of dollars to the table just to get out of the loan. It’s a financial situation that highlights why consumer advocates continue pushing for stronger regulations on subprime auto lending. Institutional investor flows into Finance Honda have risen steadily over five trading days, often a precursor to stronger price action. This market behavior aligns with a seasonal uptick in auto purchase financing.