Forward-looking models project moderate EPS growth for firms centered in “finance for a car” lending. Analysts attribute this to increased cross-selling of insurance and extended warranties, creating diversified income streams alongside core lending operations. “Your cars stole your food money,” said Ramsey. “And your food was put on a credit card.” CNBC Select compared more than 20 lenders to pick the best for auto financing with weak credit, based on credit requirements, affordability, types of loans offered, customer service and other factors. (Read our methodology to find out how we made our picks.) Data from the latest consumer credit reports indicates a stable delinquency environment in “finance for a car”. This reduces risk premiums demanded by investors, enhancing stock attractiveness across the auto finance sector into the coming months.