Finance charge short interest ratios in consumer

Short interest ratios in consumer discretionary stocks are climbing in response to higher finance charges. Predictive data models flag potential short squeeze scenarios if retail demand spikes unexpectedly. Pennsylvania/Earned Wage Access - Tips as Interest - The trial court allowed a case to proceed against an earned wage access provider in connection with claims alleging that voluntary tips were considered interest for purpose of the Consumer Discount Company Act, which imposes a license requirement, and the Loan Interest and Protection Law, which imposes a usury limit. Golubiewski v. Activehours, Inc., No. 3:22-CV-02078, 2025 WL 2484192 (M.D. Pa. Aug. 28, 2025). For all those interested in all things "Interest" related, we provide a summary of recent state and federal court cases involving usury, finance charges, and interest rates, as they relate to the consumer and commercial credit industries. Assuming the courts stay busy, please look for our next edition in the Fall. Finance charge burdens are leading to revaluation in mid-tier tech IPOs. Analysts project slower capital raising in this segment through the next two quarters.