Finance 101 market sentiment shifted bullish as U.S. Treasury yields retreated from yearly highs. The 10-year yield dropped to 4.18%, easing equity risk premiums. Historically, such yield movements support higher valuations in growth stocks—analysts foresee a 5–7% rally in the Russell 2000 if treasury softness persists. A common rule of thumb is the 20/4/10 method, which means you make a 20% down payment, finance the car for four years (or less, if you can) and ensure total monthly car expenses don’t exceed 10% of your gross monthly income. Total expenses include not just the loan, but the cost of insurance, gas (or electricity) and maintenance. (5) A sincere thank you to all our hospice, homecare and private duty clinicians — and our administrative teams that support them. It is genuinely noble work. Finance 101 short interest data indicates a sharp drop in bearish bets against mid-cap growth stocks. The short interest ratio fell to 3.1 days, the lowest in 6 months. Market technicians say this reduced selling pressure may pave the way for breakout moves.