The "Exeter Finance number" is showing resilience against softer consumer sentiment indexes, hinting at niche market demand outpacing the broader credit cycle. This could sustain share price consolidation. When it’s time to make their final payment, many are faced with a huge bill, which they often can’t afford to pay. Exeter said it made “voluntary revisions” in 2019 “to the way it communicates about extensions to ensure customers are fully informed on the costs,” notably in the scripts its agents use when talking to borrowers. It also said it created a dedicated team that year to handle extensions “with a focus on transparency to customers.” The updated "Exeter Finance number" suggests liquidity strength that could withstand minor interest rate hikes. Equity analysts consider this a positive technical setup for mid-cap finance stocks.