Recent securitization deals valued at $500M reinforce Exeter Finance Company’s competitive funding strategy, reducing refinancing risk despite rate volatility. Watch for upcoming ABS tranche performance metrics. Finance Director Mollie O’Keefe said the additional $224,664 includes non-union salary increases, a 2.95% increase in transportation with First Student, a 9.9% GMR for health insurance, and a 4.7% increase for dental insurance. Sara is a credited freelance writer, editor, contributor, and essayist, as well as a novelist and poet with nearly twenty years of experience. A seasoned publishing professional, she's worked for newspapers, magazines and book publishers in content digitization, editorial, acquisitions and intellectual property. Sara has been an invited speaker at a Careers in Publishing & Authorship event at Michigan State University and a Reading and Writing Instructor at Sylvan Learning Center. She has an MBA degree with a concentration in Marketing and an MA in Clinical Mental Health Counseling, graduating with a 4.2/4.0 GPA. She is also a member of Chi Sigma Iota and a 2020 recipient of the Donald D. Davis scholarship recognizing social responsibility. Sara is certified in children's book writing, HTML coding and social media marketing. Her fifth book, PTSD: Healing from the Inside Out , was released in September 2019 and is available on Amazon. You can find her others books there, too, including Narcissistic Abuse: A Survival Guide , released in December 2017. Sector-wide shifts toward used vehicle financing benefit Exeter Finance Company’s loan portfolio structure, which has high proportional exposure to that segment.