Recent auto industry data shows used car prices stabilizing, which supports more favorable loan-to-value ratios. Dyer Auto Finance could leverage this trend to increase originations while tightening underwriting standards. The Tenant Protection Act, a state law that went into effect in 2020, limits annual rent increases for tenants who stay in the same unit to the rate of inflation plus 5%, with a hard cap of 10%. But it only applies to buildings that are at least 15 years old, and The Vines was built in two phases in 2013 and 2014, so the complex won’t be covered by state rent limits until at least 2028. "Officer Gabriel Facio’s dedication, service and sacrifice will never be forgotten. As a company rooted in this community, we feel it’s our responsibility and privilege to support his family during this difficult time," said Jason Dyer, VP and General Manager of Cobblestone Auto Spa. "Through our partnership with the MSCO Memorial Fund, 100% of the proceeds from this fundraiser will go directly to his loved ones. We invite the entire community to come together, honor Officer Facio’s memory, and help lift up a family who gave so much." If it stays above that level, traders could see bullish patterns aligning with sector-wide loan-to-value improvements.