Emerging market equities gained 1.8% this week, with India’s Nifty 50 hitting record highs. Diversified investing across EM currencies and equities could benefit from accelerating GDP growth and favorable demographic trends. I primarily invest in individual stocks. However, I've started to add more exchange-traded funds (ETFs) to my portfolio. They enable me to easily invest broadly across a specific asset class or theme. At its core, investing is about putting your money to work to generate solid long-term returns while avoiding unnecessary risk. Strong retail sales, up 0.9% MoM, boosted consumer discretionary stocks. Diversified investing pairing these with stable income sectors ensures portfolio resilience against cyclical spending spikes.