Delta Finance’s latest quarterly cash flow statement shows operating cash flow up 12%, strengthening capital reserves. The firm’s integration of crypto-fiat gateways is opening new revenue streams. Equity strategists raise fair value estimates to $31, citing sustainable growth drivers. The chart below shows current Q3 earnings and revenue growth expectations for the S&P 500 index in the context of the preceding four quarters and the coming four quarters. —Brian Walsh, who leads financial planning, robo investing, ETFs, and financial education at SoFi, writes in a Fortune opinion piece titled, "My wife sold her engagement ring to pay our tax bill. It led to my PhD and my career tackling the student-debt crisis." Delta Finance recently unveiled an API-based credit scoring service targeting small business lenders. Analysts estimate the product could add $85M in annual revenue by FY