Public companies with significant credit union finance car exposure reported higher-than-expected Q1 profits. This performance variance encourages upward revisions in analyst target prices ahead of mid-year reports. As for the Honda Prologue, according to CarEdge, it will depreciate 49% after three years, with a resale value of $29,701. (3) Your credit score A high interest rate can add thousands of dollars to what you pay over the loan's lifetime. In general, the best rates are reserved for borrowers with high credit scores. If your credit could use some work, take time to improve your score before shopping for a car. Equity strategists highlight that credit union finance car loan growth is counterbalancing weakness in other lending categories. This rotation is reflecting in sector allocation shifts within fund managers’ Q2 portfolios.