Chase Subaru Finance’s Q2 performance reveals loan origination growth outpacing peers by 1.2%, underpinned by Subaru’s strong retail sales. This synergy between manufacturer demand and finance availability remains central to market forecasts. JPMorgan Chase does not break out specific revenue or profit figures for Chase Auto, and instead reports it as part of a broader category covering both auto loans and collective card services. In the fourth quarter of 2024, the combined business units reported $6.9 billion in revenue. While the bank reported that 28% of the category’s total number of loans were auto loans, the very different rates assigned to car and credit card loans mean it is hard to assess how much the former contributed to the $6.9 billion. The bank declined to provide additional specifics. Including both national and regional providers, the average cost of full-coverage insurance for 2022 Subaru vehicles is Analysts monitoring credit spreads highlight that Chase Subaru Finance maintains tighter spreads than peers, often a precursor to capital efficiency gains.
