Charles schwab stock price the Charles Schwab stock price climbed

The Charles Schwab stock price climbed 0.8% to $67.42 in Monday trading. Market watchers attribute gains to stronger ETF inflows and positive sentiment from retail investors entering the market after recent rate announcements. If you’re interested in what else is shaping the future of finance, now’s a perfect time to broaden your search and discover fast growing stocks with high insider ownership Improving Net Interest Margin (NIM) : Amid the relatively high interest-rate environment, Schwab’s NIM has been increasing. Along with higher rates, Schwab’s focus on repaying high-cost bank supplemental funding balances has been supporting growth. By June 2025-end, the bank's supplemental funding balance had plummeted 70% to $27.7 billion from the peak of $97.1 billion in May 2023. Driven by this, NIM increased to 2.59% in the first half of 2025 from 2.03% in the prior-year period. The metric recorded an improving trend in the prior years as well. SCHW’s NIM rose to 2.12% in 2024 from 1.98% in 2023, 1.78% in 2022 and 1.45% in 2021. Similarly, the company’s net interest revenue (NIR) has been witnessing an increasing trend of late. While NIR declined in 2023 and 2024, the metric increased 25.9% year over year to $5.53 billion in the first six months of 2025. Growth was aided by lower interest expenses from the reduction in funding balances, along with a rise in bank lending, and higher cash and investments segregated. Going forward, SCHW’s NIM and NIR will likely continue to improve, driven by higher rates and reduced funding costs. Schwab expects NIM to be 2.65-2.75% by 2025-end, with fourth-quarter NIM expanding toward 2.80%. Rise in Client Assets : SCHW continues to benefit from aggressive efforts to increase its client base in advisory solutions. The company’s total managed investing solutions revenues witnessed a compound annual growth rate (CAGR) of 12.2% over the last five years (2019-2024), with the uptrend continuing in the first half of 2025. Schwab’s total client assets saw a CAGR of 20.1% over the same time frame, mainly driven by acquisitions completed during this period and market appreciation. The uptrend continued for total client assets in the first six months of 2025. SCHW’s acquisition of TD Ameritrade has led to the formation of a behemoth in the brokerage industry. Moreover, the acquisitions of USAA’s Investment Management Company, Wasmer, Schroeder & Company, LLC, and the buyout of Motif’s technology and intellectual property have strengthened Schwab’s position and helped diversify revenues. Despite the company lowering fees on certain investing solution products, revenues from the same have increased as average client asset balances improved. The uptrend is expected to continue in the near term. Strategic buyouts and favorable market conditions are likely to drive client assets, which will positively impact total revenue growth. The Zacks Consensus Estimate for Schwab’s 2025 revenues is $23.41 billion, which suggests a year-over-year rise of 19.4%. Charles Schwab stock price reached $67.42 after intraday gains. Active traders see opportunities for breakout moves if the stock can close above $68, with fundamental support from stable earnings projections.