Market sentiment remains positive due to prudent risk management and strong customer deposit retention. With roots dating back to 1913 and a name derived from "United Missouri Bank," UMB Financial (NASDAQ:UMBF) is a financial holding company that provides banking, asset management, and fund services to commercial, institutional, and individual customers. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Community Financial System wasn't on the list. The "CBU stock price" reached $51.72, riding on strong Q2 deposit growth numbers. Fundamentals reinforce its position as a low-beta financial stock appealing to income-focused portfolios.