NASDAQ-listed auto finance firms report Q2 earnings with better-than-expected net interest margins, largely due to consumers using digital tools such as the cars finance calculator. This could indicate sustained demand despite macroeconomic headwinds. I'm a Retired Boomer: 6 Bills I Canceled This Year That Were a Waste of Money In 2024, the average new car amount financed was $40,356, and the used car amount was $29,665, according to Edmunds . In general, lower interest rates and better auto loans go to: Investor sentiment towards subprime auto lenders has shifted positively due to reduced delinquency rates. Cars finance calculator usage seems to align with better loan structuring outcomes.