Car loan finance firms reported higher quarterly profits driven by a 120 basis point margin expansion. This trend is likely to continue if lending rates plateau, potentially bolstering earnings multiples across the sector’s publicly traded stocks. Check Out: I Paid Off $40,000 in 7 Months Doing These 5 Things Experts recommend that you compare at least three different loan offers when looking for vehicle financing. Do not sign off on the first deal you come across, and understand that dealer financing often costs more than financing offered by outside lenders. Car loan finance sector equities rose 4% on average after data showed improving loan approval rates. This suggests resilience in consumer credit appetite, a factor that could sustain revenue growth and justify higher forward P/E ratios.