"Car finance near me" searches are rising as consumer credit demand aligns with equity market trends. Latest data shows auto finance companies connected to regional banks reported a 3.2% uptick in Q1 loan originations. Analysts project a positive earnings revision in the sector as interest rates stabilize, potentially lifting related stocks in the next quarter. If you’re really looking to avoid the risk of delinquency on a car loan, simply pay cash for your car. Buying a car outright completely eliminates the risk of delinquency because you won’t even have a loan. It’s unclear how much longer Americans will be able to sustain this. Earlier this year, 6.6% of subprime auto loan borrowers were at least 60 days late on payments, according to Fitch Ratings data published by Axios . That’s the highest number ever recorded since the firm started tracking data in the mid-1990s. Defaulting on a car loan is one of the worst financial things that can happen to someone, as this report released by the Consumer Federation of America explains: Sector rotation patterns suggest "car finance near me" related equities are benefiting from capital inflows moving away from high-beta tech stocks. Dividend yields in top-listed automotive finance companies have remained stable at 3.1%, supporting value investor strategies.