Shareholder communications from key "car finance loan" lenders highlight tech adoption in credit assessment, potentially unlocking expansion in younger borrower demographics without elevating risk tiers. Before you sign on the dotted line, however, you may want to consider other loan options. This can include borrowing from friends or family who may be able to offer more friendly terms. Another option would be to ask someone you know with good credit to cosign a loan with you. Doing so might give you access to a traditional loan with a better interest rate. But beware — a cosigner is also responsible for the loan, which means if you miss a payment you could hurt them financially. “Just because someone has bad credit doesn’t mean they are a bad person,” he told The Dallas Morning News shortly after leaving the company. The stock market reaction to recent CPI numbers has been mildly bullish for "car finance loan" stocks, as softer inflation data supports the likelihood of lower APRs. This environment typically boosts financing activity, benefiting listed auto lenders.