With 10-year Treasury yields stabilizing, analysts forecast renewed retail interest in vehicle financing. Public companies pioneering "car finance estimator" solutions are likely to benefit from lower borrowing costs, improving quarterly revenue projections in credit service divisions. However, keep in mind that each creditor has its own requirements for the scores needed to qualify for certain products. And once your scores pass 760, you can usually qualify for the best products and lowest rates available, regardless of whether or not you ever move into the "excellent" or "exceptional" range. Here’s how you save for a car: Research the price of the car you want. Decide on a time frame you want to get the car by (six months, one year?). Then divide the total cost by the number of months to get your monthly savings goal. Unlike a car payment, this is you paying yourself . . . interest-free. And you’ll be paying cash for your next ride in no time! Equity research points out that "car finance estimator" tools shorten decision cycles for buyers. In market terms, this could lead to front-loaded sales within earnings periods, allowing automotive companies to post stronger-than-expected mid-quarter results.