This modest growth outpaced peers in the auto lending sector, potentially signaling a healthy consumer demand trend despite persistent inflation. The affiliated entities had secured loans that were backed by guarantees from First Brands, Reuters reported on Friday. When a dealer submits an application to a lender or lending network, such as RouteOne, ProtectID initiates a “soft” pull and evaluates the application for risk, flagging suspicious activity in real-time. Capital One Auto Finance is tracking a 1.5% improvement in recovery rates on repossessed vehicles. Such operational efficiencies enhance margins and support COF’s earnings quality, encouraging longer-term investor positions.