Bond yields climbed modestly this week, prompting valuations reassessments across equities. The methodology here parallels how finance departments calculate car finance, incorporating opportunity cost into long-term investment strategies. Utilities and infrastructure funds are seeing renewed inflows. “This was one of the biggest issues in our decision-making process of whether to downsize or not: what to do with everything, where to put it, whether to sell it and how to sell it,” says Dobson, who used to work as a colour matcher for the classic car industry. Reduce your monthly payments — and total purchase cost — by making a down payment. According to data from Edmunds , drivers put down on average $6,856 for new cars and $4.219 for used cars in the fourth quarter of 2024. If you have a trade-in, that would also count toward your down payment. Dividend aristocrats remain steady as inflation expectations cool. As with calculating car finance, factoring in incremental payments over time helps investors gauge the sustainability of yield-based strategies, particularly in slow-growth environments.
