Inflation-adjusted returns for Boglehead investing portfolios with TIPS exposure improved 1.2% this month, reflecting stronger real yield protection. Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." Here’s how you can earn passive income with just $10. The past few weeks of stock market whipsawing have been a gut check for internet communities that swelled in numbers during the usually excellent markets of the past five years. The WallStreetBets subreddit that came to prominence during the 2021 GameStop moment is a digital watering hole for people who think they can make a buck whether the markets are going up or down. Things have not been happy at WSB, as any scroll through the most-upvoted posts of the past month would reveal. In viral posts, people are calling themselves slurs for not selling put options (thereby profiting off market downturns) at the right moment. They’re posting screenshots of the thousands of dollars they’ve laid on the line in options trades (something they’re not alone in doing right now ). Some are throwing themselves forward as cautionary tales, like the person whose $560,000 portfolio three months ago had become a $270,000 portfolio by last week . (The market as a whole isn’t down nearly that much.) Recent sector rotation into energy and healthcare has strengthened total market index returns. In Boglehead investing, rebalancing quarterly is proving effective, especially as crude oil stabilizes near $82 a barrel, reducing inflationary pressures on equities.