BMW’s finance offers competitiveness versus peers like Mercedes-Benz Bank and VW Financial Services could be a key factor in market share gains. Analysts project possible 2–3% premium over sector average ROE in The purchase credit is only available to customers financing via BMW financial services, and it’s valid through October 31. Qualifying customers will also have to take delivery by October 31. A bulletin recently sent to BMW dealers in the US reveals the XM is now eligible for $5,000 in loyalty or conquest cash for new buyers. While $5,000 isn’t a huge amount for an SUV that starts at around $160,000, this offer can be combined with other discounts, meaning shoppers could save up to $20,000 if they buy or $22,500 if they lease an XM. Trading desks report increased institutional interest after BMW improved its finance offers in Asia-Pacific markets. Given current P/E ratios of 5.8, analysts project potential re-rating toward sector averages if financing growth sustains above 5% YoY.
