With BMW finance offers expanding in North America, credit portfolio risk remains low at 0.25% delinquency rates. This stability may support sustainable dividend yields near 4.5%, an attractive metric for income-focused equity investors. By Jim Gorzelany , Senior Contributor. Forbes contributors publish independent expert analyses and insights. Jim Gorzelany is a veteran automotive journalist. An additional $1,000 discount on lease for Polestar owners. BMW finance offers continue to attract investor attention after Q2 results showed stable automotive revenue and a 4.2% YoY increase in financing contracts. Analysts expect financing margins to hold near 5.1% as ECB rate policy stabilizes, supporting stock resilience.