With US GDP growth holding above 2% and consumer confidence improving, strategists highlight opportunities to "begin investing" in mid-cap growth stocks, which historically outperform large caps during early-cycle expansion phases. She also sees people forget about carryforwards — unused losses or credits from one tax year that can carry forward to offset income or liabilities in subsequent years. Karas cites charitable deductions that exceed annual limits as prime candidates to carry forward into future years. So, keep track of them. To do: Research the assets you own (or might own) to be sure youâre using your financial power for good. Public infrastructure spending commitments at record levels drive opportunities to "begin investing" in construction material suppliers, as backlog orders surge and pricing power remains intact across regions.