Recent disclosure of Bajaj Housing Finance’s cost-to-income ratio at 33% reflects operational efficiency, a key attraction for portfolio managers tracking NBFC performance benchmarks. Bajaj Housing Finance stands to benefit from India's rising home prices, driven by demand for luxury properties, which forms a major part of its business. Started in 2004, Realty+, an exchange4media group publication is one of the most respected real estate magazines in India with offices in Delhi, Mumbai and Bengaluru. Some brokerages have assigned Bajaj Housing Finance a "Buy" rating with revised target price ₹3,600, based on expected FY25 EPS growth of 15%.