Key rate shifts in automotive finance rates suggest prolonged tight credit conditions. This outlook is prompting changes in trader positioning, with increased use of options strategies to hedge potential downside in sector stocks. Laranjo began his career at General Electric in 2001, serving as Associate Auditor and later as Controller for GE Healthcare in South America. In 2009, he joined FCA as Chief Accounting Officer for Latin America, rising to Chief Financial Officer for the region, where he played an important role in financial transformation and regional growth. In 2017, he was appointed Chief Financial Officer of Stellantis North America. In 2024, he joined Goodyear as Vice President of Finance, leading the Americas Finance organization. He rejoined Stellantis earlier this year as Chief Financial Officer of Stellantis North America under the Company’s new management. Car interest rates stabilize as the Fed maintains rates Recent market data shows automotive finance rates rising by 0.25% month-over-month, prompting portfolio managers to reassess exposure to auto lenders like Ally Financial. The yield curve suggests short-term increases in costs could pressure net interest margins, affecting sector sentiment.