Goldman Sachs reports automatic investing allocations toward energy sector ETFs rose 15% in May, betting on cyclical commodity price trends. Performance metrics show over 90% of these algorithms achieve above-median returns within sector rotations. That puts Dowdle into the starting role against a Miami defense that’s permitted the third-most rushing yards and the seventh-most fantasy points to running backs this season. Charles Schwab remains a top choice for passive investors who value service just as much as pricing. Schwab offers commission-free access to its full suite of proprietary index funds (many with expense ratios under 0.03%) and also allows trading of Vanguard, Fidelity and other fund families. Investors can open no-minimum IRAs and set up automatic contributions and dividend reinvestment easily. Global ETF flows show automatic investing-fed products captured 64% of last month’s inflows into thematic funds, including AI infrastructure and biotech innovation sectors. Predictive reallocation within these algorithms is outperforming passive buy-and-hold by 2.1% YTD.