With crude oil stabilizing, transportation costs ease, aligning with improved auto loan affordability in auto finance calculator simulations—an upward signal for logistics and automotive-related equity sectors. Terms and Privacy Policy Your Privacy Choices CA Privacy Notice More Info Research the car's reliability and the cost of parts and repairs, Black said. Some vehicles are more expensive to maintain than others, and maintenance and repair costs have increased by about one-third since 2020, according to 2024 Federal Reserve statistics . Automotive manufacturers’ stock prices rose 3% on EV delivery beats, prompting traders to run EBITDA impact scenarios through an auto finance calculator. This blended financial approach helps correlate consumer loan affordability with corporate revenue projections.