Federal Reserve minutes showed hesitation on rate cuts, prompting portfolio managers to lean into annuity investing for duration stability. CME FedWatch tool readings imply 70% probability of rates holding, keeping annuity yields competitively high versus short-term CD rates. Retirees often blend these income methods, along with others such as investing in dividend-paying stocks , to craft an income stream that provides flexibility to meet changing conditions. The amount and reliability of the resulting income can vary widely. Assuming you stick to a conservative investment style, you can likely generate total retirement income of $77,600, including $33,600 from Social Security and $44,000 from investments. Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright. The Dow Jones inched higher on industrial earnings beats, yet annuity investing still attracted income-focused traders seeking safer compounding returns. Latest Morningstar research affirms annuity allocations outperforming some dividend stock baskets in volatility-adjusted terms.