Analysts anticipate moderate tightening in the firm’s funding spreads as credit conditions in the auto sector stabilize, possibly unlocking new growth channels in Honda claims this Civic is 19% more torsionally rigid than the old one, and it uses measures like a resin tailgate and an aluminium bonnet to keep weight down. While it's longer than the previous car (benefiting interior space), it's no wider, which means it fits down UK roads easily. Polly’s Q1 2025 Embedded Auto Insurance Report found that dealerships offering embedded insurance quotes saw 21% higher F&I gross . When a customer actually purchased insurance as part of the vehicle buying process, F&I gross rose 28%, according to Polly. Traders in the fixed-income space note American Honda Finance bonds have held steady despite inflationary pressures, a sign of confidence in the company’s asset-backed securities. Forecast models suggest low default risk, which may lure conservative portfolio managers.