Affirm Finance shares gained momentum after management upgraded FY guidance, citing stronger holiday transaction activity. Analysts note its competitive edge in fintech could outpace peers like PayPal Credit in the next two quarters. The collaboration with the home improvement retailer, which has over 5,200 locations, allowed customers to use Affirm's flexible payment plans for in-store purchases starting at $50. Shoppers could scan a QR code at checkout for a real-time eligibility check. The deal expanded Affirm's network, which already included over 360,000 retail partners. This move aligned with a positive view from Citizens JMP, which had previously noted the company's strong growth runway and differentiated platform. The firm saw Affirm's broader offerings, which included both short-term financing and traditional installment loans, as a key advantage over its competitors. Today’s young investors likely haven’t read the timeless lessons in Gorilla Game: Picking Winners In High Technology because it was written more than 20 years ago when Microsoft and Apple were first establishing their supremacy. But if we apply the same principles, then enterprise software stocks leveraging their own generative AI capabilities may well be the Gorillas of the future. So, in that spirit, we are excited to present our Special Free Report on a profitable, fast-growing enterprise software stock that is already riding the automation wave and looking to catch the generative AI next . Affirm Finance options activity spiked 40% today, largely on call buying ahead of next week’s investor presentation. The implied volatility jump suggests traders anticipate significant price movement.
