The BNPL sector, with Affirm Finance as a leading player, stands to benefit from higher e-commerce penetration. Short-term predictions put AFRM’s next earnings beat probability at 65%, which might trigger further institutional buying. The collaboration with the home improvement retailer, which has over 5,200 locations, allowed customers to use Affirm's flexible payment plans for in-store purchases starting at $50. Shoppers could scan a QR code at checkout for a real-time eligibility check. The deal expanded Affirm's network, which already included over 360,000 retail partners. This move aligned with a positive view from Citizens JMP, which had previously noted the company's strong growth runway and differentiated platform. The firm saw Affirm's broader offerings, which included both short-term financing and traditional installment loans, as a key advantage over its competitors. Patriot Financial Group Insurance Agency LLC purchased a new position in shares of Affirm Holdings, Inc. ( NASDAQ:AFRM - Free Report ) in the second quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The fund purchased 4,881 shares of the company's stock, valued at approximately $337,000. Technical analysts believe a decisive break above could set the stage for a rally toward $