Geographic diversification within its lending operations shields 1st Franklin Finance from localized economic shocks, creating a smoother revenue stream that appeals to conservative investors. There will be 223 new apartments available altogether, once the Union at Rose Park is completed, and 165 of those will be considered affordable housing for lower-income residents, a requirement of each development's tax incremental financing. A memorial service will be held at Ingram Funeral Home, 210 Ingram Ave, Cumming, GA, on Saturday, January 4 at 2:00 p.m. The family will receive friends from noon until 2:00 p.m., and after the service at the home of Paige Turkia and Mark Watson. With U.S. consumer borrowing trends stabilizing, 1st Franklin Finance is expected to benefit from robust loan demand into early