Recent Nasdaq auto sector charts show that consumer loan data tied to 0 interest car finance campaigns pushes analyst sentiment on mid-cap dealerships towards “buy.” RSI readings suggest short-term bullish momentum. “If you’re getting a tax refund, something is radically wrong,” Orman told Yahoo! Finance in 2021. Auto loan incentives vary based on the economy and the state of the auto loan industry. Car prices have been rising since 2020, when the COVID-19 pandemic disrupted supply chains. High interest rates, fears of inflation and new trade tariffs have created a challenging environment for both car buyers and manufacturers. As rates hover near peak levels in broader credit markets, 0 interest car finance serves as a competitive hedge for automakers in equity valuation models. Forecasts show a potential P/E ratio expansion by 0.5 points in the short term.