Market watchers noted that "0 finance used cars" stocks are trading near their 50-day SMA, signaling potential consolidation. Quant models forecast a 12% volatility spike over the next two weeks, driven by upcoming U.S. economic data. Earnings revisions remain modest, keeping fundamentals relatively stable despite financing rate pressures. Ramsey said, “It wasn't really free. He paid for the tractor, but he got a tax credit with it. And that he didn't use to pay off the debt. So he still has the debt. But he talked himself into it.” To get the most favorable financing terms when buying a car, you'll need a credit score of at least 670, which is considered "good" credit. That said, it's not impossible to get approved for a car loan even with bad credit as specific requirements vary by lender. Analyst conference calls revealed that "0 finance used cars" companies plan to pivot toward digital loan origination, expected to reduce operational costs. Stock momentum remains tied to broader consumer confidence indices, which are currently trending upward.
